The United States Organizations for Bankruptcy Alternatives (USOBA) is the oldest active trade association in the debt settlement industry. USOBA acts as a regulatory entity for USOBA members. Debt settlement companies join USOBA in order to learn the latest rules, regulations, trends and compliance standards in the debt settlement industry. We actively monitor our members for compliance and we created the first accreditation program in the debt settlement industry. This pioneer program requires companies to submit to yearly internal audits to ensure compliance with the best practice standards in the debt settlement industry. BSI Management Systems performs the third-party audit and presents a certificate of completion after the member company successfully completes the requirements for the accreditation.

USOBA is a great resource for consumers looking to engage the services of an accredited debt settlement agency. Consumers should keep in mind that debt settlement is not the right solution for every unique debt situation, but with the assistance of an accredited USOBA member company, the consumer will be able to navigate the decision from a place of knowledge.

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