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Consumer Credit USA is a non-profit credit counseling organization BSI ISO-9001–2008 accredited agency, and member of the Better Business Bureau committed in helping consumers experiencing difficulties with their credit card debt, personal loans, medical bills and/or collections.
Certified Credit Counselors work with you to analyze your finances and debt, based on this information you are presented with options and strategies. Counselors are certified by the National Institute for Financial Education.
The Agency’s debt management program, in cooperation with creditors, consolidates your unsecured debt into a single lower monthly payment. Benefits may include lowering your interest, waiving late fees, over the limit fees, and re-aging your credit reports.
Consumer Credit USA provides free credit education to the public through interactive and delivery methods on personal finance topics useful to consumers.
Consumer Credit USA Money Management education, discusses topics including employment, buying habits, significant expenditures, and any significant past or anticipated changes and earnings, assets expenses and liabilities, including the reason or cause for those changes.
Based on this information, counselors develop and present clients a number of options and strategies for addressing their debt problems such as maintaining a budget, establishing debt management payment plans with creditors, negotiating directly with creditors on payment or interest rate relief.
Whether you have fallen behind on your payments, are receiving collection letters, have high interest rates or have questions regarding your credit report, please give us a call, our counselors will guide you or provide you with referrals to other organizations for
appropriate support services, such as employment, training and psychological counseling.
Additional services: Pre-Bankruptcy Credit Counseling (State of California only)
Debtor Education (State of California only)
http://www.justice.gov/ust/eo/bapcpa/ccde/index.htm
